Healthcare at Your Side
We’re proud to offer you the following medical plan, designed to help you and your family get the care you need. Extended Healthcare benefits are designed to pick up where provincial healthcare plans leave off—covering medical expenses that aren’t included in a province or territory healthcare plan.
This benefit will end once you reach age 70 or leave the company, whichever comes first.
Remember to submit your reimbursement claims within 365 days of the date of service.
Please note: Pre-certification may be required for certain miscellaneous and therapeutic equipment and prescription drugs.
| Plan Features | Desjardins | Limits for Eligible Expenses |
|---|---|---|
| You pay: | Up to: | |
| Annual Deductible | Nil | – |
| Hospitalization Expense | 0%* | Short-term: Cost of semi-private room Long-term: $40/day up to 180 days for convalescent/rehabilitation centre |
| Travel Insurance | 0%* | Lifetime maximum of $5,000,000 per insured |
| Referral Treatment | 20%* | – |
| Paramedical Coverage: Chiropractor Podiatrist/Chiropodist Psychologist/Clinical Counselor Audiologist Acupuncture Naturopath Speech Therapist | 0%* | Nursing care: $10,000 per calendar year Paramedical services: $500 for each discipline, per insured calendar year |
| Prescription Drug Coverage | Desjardins |
|---|---|
| You pay: | |
| Annual Deductible | Nil |
| Prescription Drugs (Generic substitution is mandatory) | 0%* |
*After submitting a reimbursement.
| Medical | You Pay |
|---|---|
| Employee only | $5.89 |
| Employee + dependents | $13.88 |
Family Focus is intended to provide support to all those looking to build a family. Desjardins has extended coverage to related services such as the freezing and storage of reproductive cells and fertility-related laboratory testing (including genetic screening). Desjardins now offers the option to cover a range of tools and supports, including:
Desjardins has also partnered with Prenato, a company that specializes in prenatal genetic screening and offers virtual support to our insureds across Canada during fertility treatments and/or pregnancy. Desjardins goal is to provide thoughtful and customized service in a safe space to all of their insureds, regardless of their plan type. This includes: 3 months of free access to fertility- and pregnancy-related videos on demand, as well as a preferential rate for virtual prenatal classes, prenatal screening tests, genetic advisors, virtual early pregnancy meetings, one-on-one nursing support, etc.
Plan members can find more information on the Prenato website or call a dedicated line to make appointments at 1-888-728-5396.