{"id":7917,"date":"2023-08-28T18:40:23","date_gmt":"2023-08-28T18:40:23","guid":{"rendered":"https:\/\/aticanadabenefits.com\/?page_id=7917"},"modified":"2025-04-14T15:35:52","modified_gmt":"2025-04-14T15:35:52","slug":"disability-2","status":"publish","type":"page","link":"https:\/\/aticanadabenefits.com\/index.php\/disability-2\/","title":{"rendered":"Disability"},"content":{"rendered":"\t\t
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\n\t\t\t\t\t\t\t\t\tDisability\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Disability<\/h1>

Protect Your Income<\/p>

Short-Term Disability (STD)<\/h2>

If you become temporarily disabled and can\u2019t work due to illness or injury, Aristocrat provides you with Short-Term Disability (STD) income coverage. STD gives you income replacement if you are sick or injured and need time off work to recover. The STD plan provides 66.67% of your weekly salary, to a maximum of $2,000 per week for up to 16 weeks. Be aware that this benefit is taxable. Benefits begin on the first day you miss work because of an accident or hospitalization, and on the seventh day you miss work because of an illness. You are automatically covered under the STD plan.<\/p>

This benefit will end once you reach age 71 or retire, whichever is first.<\/p>
Short-Term Disability (STD)\u00a0<\/strong><\/th><\/tr><\/thead>
Percent of Earnings<\/strong><\/td>66.67%<\/td><\/tr>
Weekly Maximum<\/strong><\/td>$2,000<\/td><\/tr>
Elimination Period<\/strong><\/td>Up to 7 days*<\/td><\/tr>
Maximum Duration<\/strong><\/td>16 weeks<\/td><\/tr><\/tbody><\/table>

*Elimination period is 1 day due to an accident or 7 days due to an illness.<\/p>

Long-Term Disability (LTD)<\/h2>

If you\u2019re dealing with injury or illness for an extended time period, Long-Term Disability (LTD) is there to help. LTD protects you from loss of income in the event you are unable to work for a period of time that exceeds 16 weeks. Be aware that this benefit is taxable. LTD provides 66.67% of your monthly earnings up to $7,500 and a maximum of $13,500 with Evidence of Insurability (EOI). You are automatically covered under the LTD plan. Benefits are payable until age 65, or early retirement.<\/p>
Long-Term Disability (LTD)\u00a0<\/strong><\/th><\/tr><\/thead>
Percent of Earnings<\/strong><\/td>66.67%<\/td><\/tr>
Monthly Maximum<\/strong><\/td>$7,500*<\/td><\/tr>
Elimination Period<\/strong><\/td>16 weeks<\/td><\/tr>
Maximum Duration<\/strong><\/td>To age 65<\/td><\/tr><\/tbody><\/table>

*Monthly maximum up to $13,500 with EOI.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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Quick Links<\/h2>\r\n