{"id":6032,"date":"2023-05-24T17:48:45","date_gmt":"2023-05-24T17:48:45","guid":{"rendered":"https:\/\/aticanadabenefits.com\/?page_id=6032"},"modified":"2024-02-27T17:49:20","modified_gmt":"2024-02-27T17:49:20","slug":"life-disability-plans","status":"publish","type":"page","link":"https:\/\/aticanadabenefits.com\/index.php\/life-disability-plans\/","title":{"rendered":"Life & Disability Plans"},"content":{"rendered":"\t\t
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\n\t\t\t\t\t\t\t\t\tLife & AD&D\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Life & AD&D<\/h1>

Protect Your Legacy<\/p>

Life and Accidental Death and Dismemberment (AD&D) insurance provide financial security to you and your family if you become seriously injured or pass away.<\/p>

Basic Life and Accidental Death & Dismemberment (AD&D)<\/h2>

Death, injury, and illness is rarely expected, but being prepared can protect your family from the devastating financial blow that follows tragedy. Providing economic security is a major consideration in personal financial planning. As an employee, you automatically receive Basic Life and AD&D coverage in the amount of one times your base salary up to a maximum of $300,000.<\/p>

Your AD&D benefit is equal to the face value of your life insurance benefit, and 100% of the benefit is paid in the event of an accidental death. A percentage of that total benefit is payable if you experience \u201closs of use\u201d with a part of your body due to an accident.<\/p>

Your dependents and spouse also receive Life insurance coverage. The plan covers your spouse for $10,000 and your dependent children for $5,000.<\/p>
Benefit Features\u00a0<\/strong><\/th>Life and AD&D Options*\u00a0<\/strong><\/th><\/tr>
Employee<\/strong><\/th>Spouse<\/strong><\/th>

Dependent Child(ren)<\/strong><\/p>

(up to age 21 or 26 if attending school full-time)<\/p><\/th><\/tr><\/thead>

Maximum<\/strong><\/td>$1,000,000<\/td>$10,000<\/td>$5,000<\/td><\/tr>
Guaranteed Issue Amount<\/strong><\/td>$300,000<\/td>$10,000<\/td>$5,000<\/td><\/tr>
Guaranteed Issue Period<\/strong><\/td>Within 31 days of benefits eligibility or a qualifying life event<\/td><\/tr><\/tbody><\/table>

You may choose anyone to be the beneficiary of your Life and AD&D policy in the event of your death or serious injury. Review your beneficiary designation periodically to ensure it reflects your current wishes. If you want to change the beneficiaries in your group insurance plan, contact your employee benefits representative at atus.benefits@aristocrat.com<\/a>.<\/p>

Please note:<\/strong> This benefit decreases to 50% once you reach age 65. And ends once you reach age 70 or leave the company, whichever comes first.<\/p>

Supplemental Life Insurance Rates for Participant and Spouse<\/h2>
Age<\/strong><\/th>Male<\/strong><\/th>Female<\/strong><\/th><\/tr>
Non-Smoker<\/strong><\/th>Smoker<\/strong><\/th>Non-Smoker<\/strong><\/th>Smoker<\/strong><\/th><\/tr><\/thead>
Less than 30<\/strong><\/td>0.073<\/td>0.113<\/td>0.038<\/td>0.063<\/td><\/tr>
30-34<\/strong><\/td>0.074<\/td>0.126<\/td>0.038<\/td>0.093<\/td><\/tr>
35-39<\/strong><\/td>0.096<\/td>0.164<\/td>0.063<\/td>0.113<\/td><\/tr>
40-44<\/strong><\/td>0.149<\/td>0.277<\/td>0.101<\/td>0.189<\/td><\/tr>
45-49<\/strong><\/td>0.251<\/td>0.466<\/td>0.164<\/td>0.315<\/td><\/tr>
50-54<\/strong><\/td>0.427<\/td>0.781<\/td>0.280<\/td>0.504<\/td><\/tr>
55-59<\/strong><\/td>0.712<\/td>1.235<\/td>0.441<\/td>0.794<\/td><\/tr>
60-64<\/strong><\/td>1.097<\/td>1.865<\/td>0.688<\/td>1.172<\/td><\/tr>
65-70<\/strong><\/td>1.991<\/td>3.654<\/td>1.235<\/td>2.268<\/td><\/tr><\/tbody><\/table>

Supplemental Life Insurance for dependent children<\/p>