{"id":5922,"date":"2023-05-24T16:37:37","date_gmt":"2023-05-24T16:37:37","guid":{"rendered":"https:\/\/aticanadabenefits.com\/?page_id=5922"},"modified":"2025-04-14T13:08:53","modified_gmt":"2025-04-14T13:08:53","slug":"medical","status":"publish","type":"page","link":"https:\/\/aticanadabenefits.com\/index.php\/medical\/","title":{"rendered":"Extended Medical"},"content":{"rendered":"\t\t
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Extended Medical<\/h1>

Healthcare at Your Side<\/p>

We\u2019re proud to offer you the following medical plan, designed to help you and your family get the care you need. Extended Healthcare benefits are designed to pick up where provincial healthcare plans leave off\u2014covering medical expenses that aren\u2019t included in a province or territory healthcare plan.<\/p>

This benefit will end once you reach age 70 or leave the company, whichever comes first.<\/p>

Remember to submit your reimbursement claims within 365 days of the date of service.<\/p>

Please note:<\/strong> Pre-certification may be required for certain miscellaneous and therapeutic equipment and prescription drugs.<\/p>
Plan Features<\/strong><\/th>Desjardins<\/strong><\/th>Limits for Eligible Expenses<\/strong><\/th><\/tr>
You pay:<\/strong><\/th>Up to:<\/strong><\/th><\/tr><\/thead>
Annual Deductible<\/strong><\/td>Nil<\/td>–<\/td><\/tr>
Hospitalization Expense<\/strong><\/td>0%*<\/td>Short-term:<\/strong> Cost of semi-private room
Long-term:<\/strong> $40\/day up to 180 days for convalescent\/rehabilitation centre<\/td><\/tr>
Travel Insurance<\/strong><\/td>0%*<\/td>Lifetime maximum of $5,000,000 per insured<\/td><\/tr>
Referral Treatment<\/strong><\/td>20%*<\/td>–<\/td><\/tr>
Paramedical Coverage:
<\/strong>Chiropractor
Podiatrist\/Chiropodist
Psychologist\/Clinical
Counselor
Audiologist
Acupuncture
Naturopath
Speech Therapist<\/td>		0%*<\/td>

Nursing care:<\/strong> $10,000 per calendar year<\/p>

Paramedical services:<\/strong> $500 for each discipline, per insured calendar year<\/p><\/td><\/tr><\/tbody><\/table>
Prescription Drug Coverage<\/strong><\/th>Desjardins<\/strong><\/th><\/tr>
You pay:<\/strong><\/th><\/tr><\/thead>
Annual Deductible <\/strong><\/td>Nil<\/td><\/tr>
Prescription Drugs
<\/strong>(Generic substitution is mandatory)<\/td>		0%*<\/td><\/tr><\/tbody><\/table>

*After submitting a reimbursement.<\/p>

2025 Cost for Coverage (Per Paycheck)<\/h2>
Medical<\/b><\/th>You Pay<\/b><\/th><\/tr><\/thead>
Employee only<\/b><\/td>$5.89<\/td><\/tr>
Employee + dependents<\/b><\/td>$13.88<\/td><\/tr><\/tbody><\/table>

Family Focus<\/h2>

Family Focus is intended to provide support to all those looking to build a family. Desjardins has extended coverage to related services such as the freezing and storage of reproductive cells and fertility-related laboratory testing (including genetic screening). Desjardins now offers the option to cover a range of tools and supports, including:<\/p>