Group Savings Plan

Secure Your Financial Future

Being ready for retirement is an important part of financial wellness. Aristocrat’s Registered Retirement Savings Plan (RRSP) offers a variety of investment options, and two ways to manage those investments:

Do it for me – You chose your goals for when you want to retire. Your account balances will be automatically invested based on your desired date for retirement to give you the best risk and return strategy.

Let me do it – This option gives you more control over investing, allowing you to direct how you invest your money through investment fund selections.

Contributions

The company generously matches employee contributions to help grow your retirement savings. Aristocrat will match employee contributions dollar-for-dollar, up to 4%. However, you must enroll through Desjardin’s site to receive the employer match (DPSP).

Note: eligible income is defined in the document titled ‘member booklet’ on page 3.

Your contributions are always yours. Company contributions are vested after 2 years of service.

Online Account Transfers

Plan members with plans at other financial institutions will be able to autonomously submit electronic account transfer requests to Desjardins. This paperless process will enable you to make the most of your group program, which offers lower fees and diversified funds.

Key features and benefits:

• Paperless and 100% online.
• Available anytime, anywhere via the plan member’s online account or the Omni app.
• Request can be completed and submitted in 5 minutes and features online status tracking.
• Streamlines the experience with near real-time processing, compared to an average of 10 business days for paper requests.

Helpful Tips on Saving for Retirement

• Start saving as soon as possible to grow your retirement account.
• Begin with small contributions, if necessary, and increase contributions over time.
• Make setting aside money for retirement a habit.
• Understand investment returns may fluctuate.

For more information, review the Retirement Benefits Presentation.